About Us

The Urban Co-operative Bank Ltd. Siddharthnagar had started functioning from 13 March 1998 with its only Branch and Head Office at Tetari Bazar Siddharthnagar with the AIM to provide exclusive financial services to the people of the district establishing itself as an example in the development and upliftment of the region. The bank has emerged as pioneer in Co-operative banking and in the last twenty two years the bank has shown excellence in progress and achievements. People of Siddharthnagar have put their immense trust and support in making the Urban Co-operative Bank Ltd. Siddharthnagar as the leading Co-operative bank in the region. Standing to the test of time the bank has grown soundly establishing six branches spread across Siddharthnagar district providing its ultimate and unparalleled banking services catering to the need of financial services to the people at large.

Adopting the Gandhian ideology of customer first and True to its tagline “Grahak Seva hi hamara kartavya hai” the Urban bank is committed to bridging the gap between the customer and the bank creating customer friendly environment for a comfortable and ease of banking culture. Simultaneously through its emphasis on personalized attention to every customer the bank has maintained its personal touch with the customers. The progress of the bank has been phenomenal which is evident from the financial achievements mentioned below:-

Vision
To be the most progressive and established Co-operative Bank and to strive for socio economic development of the masses of the district. Providing efficient financial solution and service to its customers.

Mission
To maintain and improve as the most preferred and bank of choice through excellent customer service, innovation growth and consistent, committed employee engagement.

Values

* Customer commitment

* Transparency

* Integrity and Ethics

* Respect

Urban Co-Operative Bank Ltd, Siddharthnagar was promoted and established by the Late Moshin Khan (Advocate) and he was the 1st Chairman of the Bank and Late Md. Shamshul Shinda, he was the 1st Vice-Chairman of the Bank and the prominent Chairman and Director of the Bank were Shri M. Faruk and Dr. Md. Anis (Ex-Chairman), Sri S.P. Gupta, Shri Dr. M.S. Abbas, Shri A.R. Affaq, Shri Noorul Huda, Shri Ashghar Ali (Ex-Director) and the Chief Promoter of the Bank was Mr. Naiyer Alam Khan and now he is the Secretary/General Manager of the Bank.

The Bank got Banking License from Reserve Bank of India in the year 1998 and thereafter started growing at a rapid pace, catering to all financial needs of its members/ Customers by rendering prompt services. The bank opened its first Branch at Tetari Bazar (Head Office) in March 1999 at Siddharthnagar District. And now currently Six Branches of the Bank. The Bank has started earning profit from 1999. The Reserve Bank of India has classified the Bank has always been as 'A' Category Bank.

Service Charges

NEFT / RTGS
SN	PARTICULARS	AMOUNT (Rs.)
1	01 TO 2 LAKH	05
2	2 LAKH TO 5 LAKH	25
3	5 LAKH TO ABOVE	50
CHEQUE BOOK CHARGES
4	30 LEAF SAVING ACCOUNTS	60
5	30 LEAF CURRENT ACCOUNTS	120
6	30 LEAF CASH CREDIT ACCOUNTS	120
7	ATM ANNUAL CHARGES	150
8	SMS QUARTERLY CHARGES	05

Services

Deposit Schemes:-	Sub Services:-
1. Saving	RUPAY – Dr. Card
2. Current	IMPS
3. Fixed Deposit	RTGS/NEFT
4. Recurring Deposit	SMS ALERT
5. Daily Deposit Scheme	BALANCE ON MISSED CALL & POS MACHINE

1. Saving RUPAY – Dr. Card
2. Current IMPS
3. Fixed Deposit RTGS/NEFT
4. Recurring Deposit SMS ALERT
5. Daily Deposit Scheme BALANCE ON MISSED CALL,POS MACHINE

Advances

1. Personal Term Loan
2. Housing Loan
3. Vehicle Loan
4. Term Loan
5. Loan against Securities
6. Cash Credit Limit Loan

Contact Us

Head Office Nagar Palika Building, Naugarh Bansi Road, Tetari Bazar, Siddharthnagar – 272207
05544-220763   ho@urbanbanksdn.com
www.urbanbanksdn.com
Secretary/General Manager - Naiyer Alam Khan 9415173175
Senior Manager Head Office - Mohd Asim Khan 9161221738